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Resources

The reading a treasurer shouldn't have to do alone.

Practical notes on co-operative law, GST and society finance, written for committee members rather than consultants. Ask for any of them and we send the PDF — no form wall.

Guide · 12 min

GST for housing societies, settled

When the ₹20 lakh threshold applies, what maintenance is exempt, why amenity and signage income is not, and how to bill it without an argument at the AGM.

Guide · 9 min

Interest on arrears, state by state

MCS Act and Karnataka Co-op rates, simple versus compound, what your bye-laws can and cannot override, with resolution wording that holds.

Checklist

Audit-ready in one afternoon

The eleven documents your auditor asks for, in the order they ask, and where each one comes from in your books.

Guide · 8 min

Sinking fund: how much is enough

Statutory minimum versus the painting cycle you actually face, and how to phase a levy without a special general body war.

Checklist

AGM notice and quorum, done right

Notice periods, agenda wording, proxy rules and the minutes format that survives a Registrar query.

Guide · 10 min

Handover from the builder

The unit register, arrears, warranties, AMCs and snag list to demand before you sign — and what it costs you if you don't.

Guide · 7 min

Water tankers, costed honestly

Per-litre versus per-trip, how to log at the gate, and how to bill it so nobody suspects the committee.

Template

Bye-law amendment pack

Model wording for e-voting, digital notices and interest on arrears, drafted to sit inside existing bye-laws.

Guide · 6 min

Tenant onboarding without exposure

Police verification, agreement dates, what access a tenant should have, and how to end it cleanly.

Written and reviewed with practising co-operative auditors. Nothing here is legal advice — your Registrar and your CA have the last word, and we tell you where the grey areas are rather than pretending they aren't.

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